Everyone who loves notebooks and handwriting will appreciate this budgeting system.
What is Kakebo?
The word Kakeibo is the three characters for the book of housekeeping. The financial system with this name was invented by the Japanese woman Motoko Hani. The...
Understand your financial situation to be clear about your goals and opportunities.
1. How much debt do you have?
To get rid of debt faster, you need to know exactly how much you owe. And also imagine how long it will...
Do not get fooled by aggressive advertising and check how the company makes money. If depositors' money constitutes a majority of the income, it is better not to risk it.
What is a pyramid scheme?
A pyramid scheme is an organization in...
Before visiting the supermarket
1. Plan your menu for the week
If you know exactly what and when to cook, you will determine what you need to buy, what is in the refrigerator, and so in excess. This will save you...
You lose money when you go to the store, settle for low pay, or lie on the couch instead of acting.
1. Spend money without accounting
Money loves counting, and this is not just a common phrase but an action guide....
You will spend a little money to buy these items, but they will save you thousands.
1. Nylon shopping bag
Plastic bags in supermarkets cost a penny, but a decent amount accumulates in a year—a completely pointless waste of money, which...
A bundle of banknotes looks much more impressive than a plastic rectangle. And you won't be able to block it.
1. You can pay everywhere
Terminals seem to be everywhere. But this is exactly as long as you do not go...
External stimuli, rather than intelligence or willpower, determine one's capacity to accumulate.
All people want to save money, but not everyone succeeds. Behavior researcher Wendy de la Rosa researches the habits that lead to financial well-being. In his lecture at...
Don't be confused so as not to waste too much.
1. Insurance
It seems that everyone already knows that banks do not have federal Law "On Consumer Credit (Loan)" dated 21.12.2013 N 353-FZthe right to impose insurance. It is obligatory only...
Unwillingness to discuss budget, selfishness, and other behaviors will make you forget about a couple's harmony.
1. Spent and debt
The inability to manage money makes people take loans. If a lot of debt accumulates, it can turn your whole life...
