Many people think that saving money is useless, especially if you receive little. But it is precisely in this case that this is important. 1. Pay yourself first First, you need to meet your basic needs, and the remaining amount to...
Sometimes decisions that at first glance seem to be correct, in fact, turn out to be unnecessary expenses. 1. Rely on willpower every month In theory, everything seems simple, save X rubles for Y months, and the financial objective will be...
Money can be put to better use. 1. Kitchen appliances for a couple of times We are talking about waffle makers, bread makers, pancake makers, electric BBQ makers, fondue makers, and other devices used from time to time. If you cook...
Get rid of the black holes that are dragging your finances. 1. Pay for what you don't use Giving money away for no reason occurs more frequently than you might think. Let's say you decided to go in for sports and...
These five steps will provide you with a financial cushion in the event of an emergency. The certified independent financial advisor, CEO of the consulting company Prime-Consult LLC, had to say this. β€œIn my practice, I often come across the...
If you work without rest or sleep and spend money only on the essentials, but still cannot achieve high income, you may be doing something wrong. For example, you trust financial myths that prevent you from increasing your income....
Tax-Free allows you to get back 8–27% of the value of purchases made abroad. We tell you how to go about it What is Tax-Free Tax-Free is a system for refunding value-added tax on a purchase made by a foreign citizen. Value-added...
Tips that will come in handy even if the economy remains stable. Higher School of Economics experts predicts the possible timing of the new crisis in Russia. A new crisis in the economy is possible not earlier than in 1.5–2...
Go to the store without children and a smartphone. And practice counting in your head. We spend monthly on products of household food consumption in 2017about 30% of earnings. This kind of expenditure is vital. But there are a number...
Let's figure out how compound interest works - a simple mechanism that will provide you with tangible income in the future. The average pension in Russia - 13 300 rubles. The average pension in Russia in 2018-2019 per month....

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