Best Easy-to-Approve Credit Cards UK – How to Apply

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In this post, we will provide you two different easily approved credit cards that you can take a closer look at. These easily approved credit cards will have the shared benefit that they will help to build and improve your credit score.

There are more available on the market but who selected these two just to pave the way for you. And to help you to know what to look for if you need them.

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Just keep in mind that all credit cards come with risks involved you need to look at. And there will be fees involved as it is with any financial service.

Best Easy-to-Approve Credit Cards UK - How to Apply

Tandem Journey Credit Card

Fees and Interest

With the Tandem Journey Credit Card, you will pay with certain interests with different types of transactions on the card. See the following website for complete fees and rates information.

  • You will pay a £12 penalty for late payments.
  • There is also a £12 pounds fee when your direct debits fail.
  • A 24.9 percent repayment rate on all purchases.
  • You also pay 24.9 percent on cash withdrawals.

How to Apply

To be able to apply for this credit card, you need to be over 18 years old and a permanent address in the UK. You should also have proof that you have this address for three years and more.

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Visit the following website to get your application on the roll and follow the easy on-screen instruction to complete.

Bank Contact Details

For customer service, you can phone the following number: 020 3370 0970. Or you can head to the Contact Us page and get all the information you may need.

Physical Address: 40 Bernard Street, London, WC1N 1LE

Nearest tube: Russell Square

Features and Benefits

  • There are no annual or monthly fees included with this credit card.
  • You also get protection on purchases of £100 up to £30 000 on your card to get refunded in case of problems.
  • There is also continuous support 24/7 from customer support.
  • An easy to use app can be used for your credit management.
  • You also get up to 56 days of the interest-free repayment period.

No Foreign Transaction Charges

This is the ideal credit card for the regular traveler with the zero charges on any transactions outside the country.

Disclaimer

There are certain risks involved with any type of credit card at any financial institute. And you should take a look at the terms and conditions of the Tandem Journey Credit Card for your peace of mind.

Vanquis Bank Chrome Credit Card

Fees and Interest

  • With the Tandem Journey Credit card, you will pay a 29.9 percent APR
  • A £12 penalty will be charged for any late payments
  • There is also a £12 fee for failed debit purchases.

How to Apply

You can easily apply for the Vanquis Bank Chrome Credit Card by going to their online application site to get it on the roll. You need to be 18 years or older to apply for the credit card and must have a permanent address in the UK.

It is also necessary to provide proof that you are a permanent resident of at least 3 years in the UK. Again, go to the following site to find out in advance whether you are eligible.

Bank Contact Details

You can contact the customer service at the following number every weekday from 8 am to 8 pm: 0330 099 3000. Or you can write to them at the following postal address: Vanquis Visa Card Customer Services PO Box 399, Chatham ME4 4WQ

Physical Address: No.1 Godwin Street, Bradford, West Yorkshire BD1 2SU

Features and Benefits

  • You will need very low to no credit score to be approved for this credit card.
  • There is also a very low starting APR of 29.5 percent.
  • The credit limit can increase to £4000 over time.

No Annual Fee

With this credit card, there is no annual or monthly fee involved to be able to be a cardholder.

Disclaimer

There are risks involved with any type of credit card at any financial institute. You should also take a look at the terms and conditions of the Vanquis Bank Chrome Credit Card, so you will know what the risks are.

Best Easy-to-Approve Credit Cards UK - How to Apply

Summary

As you can see, these credit cards are a good way to improve your credit score, and there are some great benefits. These features where there are no annual fees involved make these credit cards worth the effort, and future benefits will also help.

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