Let's figure out how compound interest works - a simple mechanism that will provide you with tangible income in the future. The average pension in Russia - 13 300 rubles. The average pension in Russia in 2018-2019 per month....
A step-by-step plan for different occasions.
Assess the situation
Panic won't help you find your way out - it will only increase stress. So sit down and think carefully about your position. Determine the cause of financial stress. Perhaps it is obvious: for example,...
External stimuli, rather than intelligence or willpower, determine one's capacity to accumulate.
All people want to save money, but not everyone succeeds. Behavior researcher Wendy de la Rosa researches the habits that lead to financial well-being. In his lecture at...
Don't be confused so as not to waste too much.
1. Insurance
It seems that everyone already knows that banks do not have federal Law "On Consumer Credit (Loan)" dated 21.12.2013 N 353-FZthe right to impose insurance. It is obligatory only...
Think about these things in advance, so you don't waste years of your life. Mortgages don't have the best reputation. But this is not because a home loan is an absolute evil. Bank clients often create unbearable conditions for...
Tax-Free allows you to get back 8–27% of the value of purchases made abroad. We tell you how to go about it
What is Tax-Free
Tax-Free is a system for refunding value-added tax on a purchase made by a foreign citizen.
Value-added...
It's easy to keep track of personal money, and the family budget is already full-fledged accounting. Here are the programs that do the job.
For effective use, the application must be multi-user and suitable for different operating systems so that...
You will spend a little money to buy these items, but they will save you thousands.
1. Nylon shopping bag
Plastic bags in supermarkets cost a penny, but a decent amount accumulates in a year—a completely pointless waste of money, which...
A bundle of banknotes looks much more impressive than a plastic rectangle. And you won't be able to block it.
1. You can pay everywhere
Terminals seem to be everywhere. But this is exactly as long as you do not go...
Go to the store without children and a smartphone. And practice counting in your head.
We spend monthly on products of household food consumption in 2017about 30% of earnings. This kind of expenditure is vital. But there are a number...
